Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.

Real interest rate (%)

199020002005201020112012201320142015201620172018201920202021202220232024
Italy5.455.183.163.412.823.463.973.933.322.222.271.591.540.740.73-1.15-0.973.08
Netherlands1.470.781.031.750.290.35
Malta19.063.481.793.222.492.40