Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.
| 2000 | 2005 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bosnia and Herzegovina | 21.2 | 5.3 | 11.4 | 11.8 | 13.5 | 15.1 | 14.2 | 13.7 | 11.8 | 10.0 | 8.8 | 7.4 | 6.1 | 5.8 | 4.5 | 3.8 |
| Georgia | 1.2 | 5.9 | 4.5 | 3.7 | 3.0 | 3.0 | 2.7 | 3.4 | 2.8 | 2.7 | 1.9 | 2.3 | 1.9 | 1.5 | 1.5 | |
| Armenia | 2.0 | 3.0 | 3.4 | 3.7 | 4.5 | 7.0 | 7.9 | 6.7 | 5.4 | 4.8 | 5.5 | 6.6 | 1.8 | 2.4 | ||
| Austria | 2.8 | 2.7 | 2.8 | 2.9 | 3.5 | 3.4 | 2.7 | 2.4 | 2.9 | 2.4 | 2.4 | 2.1 | 2.0 | 2.5 | ||
| Belgium | 2.8 | 3.3 | 3.8 | 4.3 | 4.2 | 3.9 | 3.5 | 3.0 | 2.3 | 2.1 | 2.1 | 2.0 | 1.8 | 1.8 | ||
| Croatia | 11.6 | 12.9 | 14.6 | 16.8 | 18.4 | 18.2 | 15.0 | 12.1 | 10.4 | 7.4 | 7.6 | 5.7 | 4.3 | 3.6 | ||
| Germany | 1.2 | 1.5 | ||||||||||||||
| Ireland | 0.5 | 12.5 | 16.1 | 21.3 | 22.4 | 20.6 | 16.9 | 12.6 | 11.5 | 5.5 | 3.4 | 3.4 | 2.5 | 1.6 | 1.3 | |
| Italy | 7.0 | 10.0 | 11.7 | 13.7 | 16.5 | 18.0 | 18.1 | 17.1 | 14.4 | 8.4 | 6.7 | 4.4 | 3.3 | 2.8 | ||
| Spain | 5.7 | 7.1 | 6.4 | 5.1 | 4.7 | 4.5 | 3.7 | 3.2 | 2.9 | 2.9 | 3.1 | 3.1 | ||||
| Switzerland | 1.2 | 0.8 | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 | 0.7 | 0.6 | 0.7 | 0.6 | 0.8 | 0.7 | 0.7 | 0.8 | |
| Turkiye | 4.3 | 3.5 | 2.6 | 2.7 | 2.6 | 2.7 | 3.0 | 3.1 | 2.8 | 3.7 | 5.0 | 3.9 | 3.0 | 2.0 | 1.5 | |
| Ukraine | 58.0 | 15.3 | 14.7 | 20.4 | 16.4 | 23.3 | 35.4 | 39.0 | 54.8 | 54.4 | 50.5 | 43.5 | 31.7 | 38.1 | 37.4 | |
| Malta | 8.2 | 7.0 | 7.1 | 7.8 | 8.9 | 9.0 | 7.1 | 5.3 | 4.1 | 3.4 | 3.2 | 3.7 | 5.2 | 3.5 | 3.1 | |
| Canada | 0.5 | 1.2 | 0.8 | 0.7 | 0.6 | 0.5 | 0.5 | 0.6 | 0.4 | 0.5 | 0.5 | 0.5 | 0.4 | 0.3 | 0.5 | |
| Bulgaria | 11.9 | 15.0 | 16.6 | 16.9 | 16.7 | 14.6 | 13.2 | 10.4 | 7.8 | 6.6 | 5.8 | 5.9 | 4.5 | 3.6 | ||
| Cyprus | 5.8 | 10.0 | 18.4 | 38.6 | 45.0 | 47.7 | 36.7 | 31.4 | 19.5 | 17.1 | 15.0 | 9.0 | 7.7 | 6.1 | ||
| Czechia | 5.5 | 5.3 | 5.4 | 5.3 | 5.6 | 5.4 | 4.5 | 3.7 | 3.1 | 1.7 | 1.9 | 1.7 | 1.5 | 1.2 | ||
| Estonia | 5.4 | 4.0 | 2.6 | 1.5 | 1.4 | 2.8 | 2.2 | 2.4 | 1.6 | 2.0 | 1.6 | 1.1 | 0.8 | 1.1 | ||
| France | 4.3 | 4.9 | 4.3 | 4.5 | 3.7 | 3.5 | 3.5 | 2.9 | 2.7 | 2.5 | 2.4 | 2.2 | 2.1 | 2.1 | ||
| Greece | 5.6 | 9.2 | 15.7 | 27.8 | 30.0 | 35.7 | 37.4 | 46.0 | 43.4 | 38.1 | 30.8 | 11.9 | 8.2 | 6.0 | ||
| Hungary | 10.0 | 13.7 | 16.0 | 16.8 | 15.6 | 11.7 | 7.4 | 4.2 | 2.5 | 1.5 | 4.0 | 3.6 | 3.8 | 3.3 | ||
| Kazakhstan | 20.9 | 20.7 | 19.4 | 19.5 | 12.4 | 8.0 | 6.7 | 9.3 | 7.4 | 8.1 | 6.9 | 3.3 | 3.4 | 2.9 | ||
| Latvia | 22.3 | 14.1 | 8.7 | 6.4 | 4.6 | 4.6 | 6.3 | 5.5 | 5.3 | 5.0 | 3.1 | 2.5 | 2.3 | 2.4 | ||
| Lithuania | 21.3 | 17.6 | 14.1 | 11.6 | 8.2 | 4.9 | 3.7 | 3.2 | 2.3 | 1.0 | 1.0 | 0.5 | 0.4 | |||
| North Macedonia | 14.9 | 9.0 | 9.5 | 10.1 | 10.9 | 10.8 | 10.3 | 6.3 | 6.1 | 5.0 | 4.6 | 3.3 | 3.1 | 2.8 | 2.7 | |
| Netherlands | 2.8 | 2.7 | 3.1 | 3.2 | 3.0 | 2.7 | 2.5 | 2.3 | 2.0 | 1.8 | 1.9 | 1.7 | 1.6 | 1.6 | ||
| Norway | 1.5 | 1.7 | 1.5 | 1.3 | 1.1 | 1.1 | 1.2 | 1.0 | 0.7 | 0.8 | 0.7 | 0.5 | 0.3 | 0.4 | ||
| Poland | 4.7 | 4.5 | 4.9 | 4.8 | 4.6 | 4.2 | 3.9 | 3.8 | 3.9 | 3.8 | 3.7 | 2.9 | 2.4 | 2.3 | ||
| Portugal | 4.7 | 6.4 | 8.2 | 9.2 | 10.4 | 16.7 | 16.6 | 13.2 | 9.4 | 6.2 | 4.9 | 3.7 | ||||
| Romania | 11.9 | 14.3 | 18.2 | 21.9 | 13.9 | 13.5 | 9.6 | 6.4 | 5.0 | 4.1 | 3.8 | 3.4 | 2.7 | |||
| Russian Federation | 8.3 | 6.6 | 6.1 | 6.0 | 6.8 | 8.4 | 9.2 | 9.7 | 9.7 | 8.8 | 8.2 | 6.1 | 5.5 | |||
| Slovak Republic | 5.0 | 5.4 | 5.3 | 5.2 | 5.2 | 5.2 | 4.7 | 4.3 | 3.6 | 3.1 | 3.0 | 2.6 | 2.1 | 1.9 | 2.0 | |
| Slovenia | 8.2 | 11.8 | 15.2 | 13.3 | 11.7 | 10.0 | 5.1 | 3.2 | 6.0 | 3.4 | 3.0 | 2.1 | 1.8 | 1.5 | ||
| Sweden | 1.1 | 1.1 | 0.5 | 0.6 | 0.5 | 0.4 | 0.3 | 0.4 | ||||||||
| Tajikistan | 6.1 | 5.1 | 6.0 | 8.3 | 19.8 | 26.3 | 47.6 | 36.5 | 31.1 | 27.0 | 23.8 | 13.7 | ||||
| United Kingdom | 1.0 | 4.0 | 4.0 | 3.6 | 3.1 | 1.7 | 1.0 | 1.7 | 1.4 | 1.1 | 1.0 | 1.0 | 1.0 | 0.9 | 1.0 | |
| Albania | 13.5 | 18.0 | 21.2 | 22.2 | 21.5 | 16.8 | 16.6 | 12.0 | 10.4 | 8.0 | 7.7 | 5.4 | 4.8 | 4.6 | ||
| Belarus | 3.5 | 4.2 | 5.5 | 4.4 | 4.4 | 6.8 | 12.8 | 12.9 | 5.0 | 4.6 | 4.8 | 5.3 | 4.9 | 5.0 | ||
| Denmark | 3.1 | 3.2 | 3.5 | 3.3 | 2.7 | 1.7 | 1.8 | 1.4 | 1.4 | 1.2 | 1.1 | 0.9 | ||||
| Kyrgyz Republic | 14.8 | 9.4 | 6.6 | 5.1 | 4.2 | 6.7 | 8.5 | 7.4 | 7.3 | 7.7 | 10.1 | 10.8 | 12.5 | 8.9 | ||
| Luxembourg | 0.2 | 0.4 | 0.1 | 0.2 | 0.9 | 0.8 | 0.9 | 0.7 | 1.0 | 1.3 | 1.6 | 1.9 | ||||
| Moldova | 13.3 | 10.7 | 14.5 | 11.6 | 11.7 | 9.9 | 16.4 | 18.2 | 12.5 | 8.5 | 7.4 | 6.1 | 6.4 | 5.6 | ||
| Monaco | 0.4 | 0.3 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | ||||||
| San Marino | 11.9 | 34.6 | 20.3 | 42.3 | 43.1 | 49.1 | 47.1 | 51.6 | 50.7 | 58.9 | 61.1 | 59.0 | 53.1 | 21.0 | ||
| Uzbekistan | 1.0 | 0.7 | 3.1 | 2.8 | 2.1 | 1.5 | 0.7 | 1.2 | 1.3 | 1.5 | 2.1 | 5.1 | 3.5 | 3.5 | ||
| United States | 4.4 | 3.8 | 3.3 | 2.5 | 1.9 | 1.5 | 1.3 | 1.1 | 0.9 | 0.9 | 1.1 | 0.8 | 0.7 | 0.8 | ||
| Finland | 0.5 | 0.5 | 0.4 | 0.4 | 0.8 | 0.9 | 1.0 | 0.7 | 1.0 | 1.5 | 1.5 | 1.5 | 1.4 | 1.3 | ||
| Iceland | 5.9 | 4.1 | 2.9 | 2.5 | 2.9 | 2.9 | 2.1 | 1.4 | 1.6 | |||||||
| Montenegro | 20.9 | 15.3 | 17.3 | 20.3 | 18.6 | 14.6 | 11.4 | 8.3 | 7.4 | 5.1 | 5.9 | 6.8 | 6.3 | 5.8 | ||
| Azerbaijan | 2.6 | 1.9 |