Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.
Real interest rate (%)
| 1990 | 2000 | 2005 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Hungary | 2.47 | 2.74 | 5.77 | 4.93 | 6.27 | 5.95 | 3.37 | 0.73 | 0.09 | 0.76 | -2.46 | -3.22 | -2.83 | -4.20 | -3.02 | -3.09 | 0.08 | 1.69 |
| Czechia | | 5.31 | 5.65 | 6.40 | 5.95 | 4.01 | 3.65 | 1.89 | 3.01 | 2.38 | 1.87 | 0.71 | -0.15 | -1.12 | -0.80 | -4.09 | -3.18 | 0.70 |