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Japan Consumer Credit Association (JCA) is a non-profit organization and a nationwide representative body of the Japanese consumer credit industry and its members consist of almost all consumer credit companies and credit-related business companies in Japan. JCA is contributing to the sound development of the Japanese consumer credit industry through ensuring fairness in credit transactions, proper management of credit businesses and contributing to protection of the consumers' interests and improvement of the living standards. To these ends, JCA carries out extensive activities, including compliance activities under the Installment Sales Act and the Private Information Protection Act, as well as compiling statistics, conducting research, and providing recommendations to the government authorities concerning effective enforcement of relevant laws and policies.